The modus operandi used to calculate your FICO credit score includes report based on several factors:
~ 35 % on your payment history
~ 30 % on the amount you currently owe lenders
~ 15 % on the skein of your credit history
~ 10 % on the amount of topical credit accounts you ' ve opened or of service for ( fewer is more useful )
~ 10 % on the alloy of credit accounts you retain ( mortgages, credit cards, quota loans, etc. )
Impact general, when mortals say about “your credit score, ” they’re speaking about your current FICO score. But clout detail polished are three various FICO swarm developed by Fair Isaac—one at each of the three main US credit reporting agencies. And these legion hold single names.
0 comments:
Post a Comment