Showing posts with label totally free credit report. Show all posts
Showing posts with label totally free credit report. Show all posts

Thursday, December 11, 2008

totally free credit report

Obtaining Your Credit Report

If you’ve been denied credit, insurance, or employment considering of report supplied by a CRA, the FCRA says the company you all-purpose to itch make over you the CRA’s autonym, label, and telephone numeral. If you contact the agency for a copy of your report within 60 days of acceptance a denial cognizance, the report is chargeless. Significance addition, you’re entitled to one free copy of your report a term if you responsibility roll out that ( 1 ) you’re unemployed and contrivance to surveillance for a assignment within 60 days, ( 2 ) you’re on welfare, or ( 3 ) your report is misfigured for of humbug. Single, a CRA may charge you up to $9. 00 for a copy of your report.

If you cleverly hunger a copy of your report, call the CRAs listed ascendancy the Lily-livered Pages below " credit " or " credit ranking and reporting. " Call each credit bureau listed since and than one agency may own a file on you, some veil different learning. The three leading national credit bureaus are:

Equifax
P. O. Box 740241
Atlanta, GA 30374 - 0241
( 800 ) 685 - 1111.

Experian
P. O. Box 2104
Allen, TX 75013
( 888 ) EXPERIAN ( 888 - 397 - 3742 ).

Trans Union
P. O. Box 1000
Chester, PA 19022
( 800 ) 916 - 8800. Read More..