credit report law

When you get your free credit report you will want to check it for any errors or any items that you do not agree with. If you find any then it is up to you to dispute these items with the reporting agency. They have 30 days after you file a complaint to verify if the information on the report is accurate or not. If they can not verify it then they are required to delete the item by law.

Remember that you can get a free credit report without paying any extra fees just make sure that you check your report to make sure it is accurate after you receive it.