It is worth checking your credit report details on a regular basis. Millions of people ' s records are amended and processed every year so mistakes are bound to occur and these mistakes can have serious knock - out effects for your credit rating. If you spot any errors either in your personal or financial history you need to send corrections in writing to the credit agency that issues the report.
Credit agencies have 30 days in which to investigate your claim. If you have not heard from them in this time, give them a call to ask what has happened. When they make the changes they should send you a new copy of your report. Always double - check that the changes are correct.
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